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CLARITY • CONFIDENCE • COVERAGE

Dedicated to Helping You Find the Right Coverage for Your Life
 

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I started Neira Insurance with one simple goal — to make insurance easier to understand and more personal for the people I serve. Choosing coverage shouldn’t feel overwhelming or confusing. My role is to guide you through your options, explain everything clearly, and help you feel confident in your decisions.

With years of experience working with Medicare beneficiaries and families, I’ve learned that everyone’s situation is unique. That’s why I take the time to listen, ask the right questions, and tailor recommendations based on your needs, budget, and goals. I work with many carriers so I can compare plan options and help you find one that fits your life — not the other way around.

Whether you’re exploring Medicare coverage, planning for retirement, or protecting your loved ones with life insurance, my goal is to make sure you have the knowledge and support to make informed choices. My approach is simple: provide honest guidance, explain every option, and be here whenever you need help.

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Frequently Asked Questions
 


Do you charge for consultations?

No. There’s no cost or obligation to speak with me about your insurance options. My goal is to help you understand your choices and feel confident about your coverage.

Do I need to visit your office?

You’re welcome to visit in person or connect by phone or video call — whatever works best for you. I want this process to be convenient and comfortable.

What types of insurance do you help with?

I specialize in Medicare Health Insurance, Retirement Planning, Annuities, Life and Final Expense coverage, Dental Insurance, Hospital Indemnity, Cancer Plans, and Long-Term Care & Home Care Plans.

How do I know which life insurance policy is right for me?

That depends on your goals, stage of life, and budget. Whole Life and Term Life each serve different purposes, and I’ll help you understand the differences so you can make an informed decision that fits your situation.

Customer Testimonials

Here's what our clients have to say:
"We insure our Medicare with this insurance agency. They are very responsive and a pleasure to deal with. We shopped around and these were absolutely the best rates for the coverage that we needed."
Dustin J.
"They really took the time to not only learn more about the coverage my wife and I needed, but they also explained all of the different options available so that we can make an educated decision"
Angela W.
"They are have so much knowledge and a level of professionalism. I highly recommend them to all my family and friends."
Mark K.

Ready to Learn More? Let's Talk.

I’m here to help you find insurance solutions that give you peace of mind today — and confidence for the years ahead. Whether you have a quick question or need a full review, I’m only a call or message away.
Contact Ricardo Neira